Effective Date: 1st July 2025
Last Updated: 1st July 2025

Welcome to BitSukuk, a blockchain-powered investment platform offering access to Shariah-compliant sukuk projects. By using this website or participating in any sukuk offering listed herein, you agree to the following Terms of Service (“Terms”).

1. Acceptance of Terms

By accessing, browsing, or using the BitSukuk platform (“Platform”), you agree to comply with these Terms and all applicable laws and regulations. If you do not agree, please refrain from using the Platform.

2. Platform Purpose

BitSukuk enables users to:

  • View and evaluate sukuk-based investment projects
  • Participate in Shariah-compliant token offerings
  • Track ownership, profit distributions, and lifecycle of investments
  • All sukuk projects are tokenized using blockchain technology (e.g., IDAC chain) and issued in accordance with applicable Shariah and securities standards.

3. Eligibility

To use the platform, you must:

Be at least 18 years old

Complete full KYC/AML onboarding

Be legally capable of entering into binding contracts under your jurisdiction

Comply with Shariah investment principles

4. No Investment Advice

BitSukuk is not a licensed financial advisor. Information presented on this platform is for informational purposes only and does not constitute investment advice, solicitation, or an offer to sell securities. Always consult with your financial advisor before making any investment decision.

5. Shariah Compliance

All projects listed undergo review by a qualified Shariah Supervisory Council (SSC). However, final compliance interpretation remains with your own beliefs and understanding. BitSukuk does not assume liability for differing jurisprudential views.

6. Token Ownership and Returns

Ownership of tokens represents a fractional interest in the underlying sukuk structure. Return on investment (ROI) is based on the terms outlined in each individual project, and may vary or be delayed depending on project performance or force majeure conditions.

7. User Obligations

You agree not to:

Misrepresent your identity or use false documents during onboarding

Use the Platform for any unlawful or haram activity

Distribute, copy, reverse-engineer, or disrupt platform services

8. Risk Disclosure

Investments in sukuk carry risks, including but not limited to:

Delayed returns or capital loss

Project underperformance

Regulatory changes

Blockchain technology risks

By using the Platform, you acknowledge these risks and agree not to hold BitSukuk, its partners, developers, or affiliates liable.

9. Fees and Charges

BitSukuk may charge administrative, service, or wallet fees as disclosed in each project’s documentation. You are responsible for reviewing these before investing.

10. Intellectual Property

All content, branding, and source code are the intellectual property of BitSukuk and may not be copied, reused, or redistributed without written permission.

11. Modifications

BitSukuk reserves the right to update these Terms at any time. Users will be notified of significant changes via email or dashboard notice. Continued use of the Platform after changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of [e.g., Labuan, Malaysia], without regard to its conflict of law principles.

13. Contact Us

If you have questions or concerns regarding these Terms, please contact:

BitSukuk Compliance Office
📧 legal@bitsukuk.io
🌐 https://bitsukuk.io

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