Privacy Policy

Privacy Policy

Effective Date: [Insert Date]

Last Updated: [Insert Date]

BitSukuk ("we", "us", or "our") respects your privacy and is committed to protecting your personal data in compliance with Shariah principles, the Personal Data Protection Act (PDPA) of Malaysia, and applicable international standards.

1. Information We Collect

We collect personal information when you:

• Register an account
• Complete KYC/AML verification
• Invest in sukuk projects
• Contact support
• Visit our website or interact with our smart contracts

Types of data:

• Identification: Name, NRIC/passport, DOB, nationality
• Contact: Email, phone, address
• Financial: Wallet address, bank details
• Usage: IP address, browser info
• Blockchain: Token transactions, smart contract logs

2. How We Use Your Data

We use your data to:

• Verify your identity and meet compliance standards
• Enable participation in sukuk offerings
• Manage investments, distributions, and ownership
• Improve platform security and performance
• Communicate with you about projects and updates

3. Disclosure of Information

We may share your data with:

• Regulators (e.g., Labuan FSA, SC Malaysia)
• Shariah Supervisory Council (audit purposes)
• Technology providers (wallet, analytics)
• Legal/compliance partners

We do not sell or rent your personal data.

4. Data Retention

We retain your data as long as needed for compliance and operations. Blockchain data may be permanently visible and immutable.

5. Your Rights

You may request to:

• Access or correct your data
• Withdraw consent
• Request deletion (where applicable)

Email us at privacy@bitsukuk.io for any requests.

6. Security

We use encryption, role-based access control, and secure wallet protocols. While we apply best practices, no system is 100% immune from risk.

7. Cookies

We use cookies to improve user experience and analytics. You may disable cookies in your browser settings.

8. External Links

Our platform may link to third-party services. We are not responsible for their privacy practices.

9. Children’s Privacy

This platform is not intended for children under 18. We do not knowingly collect data from minors.

10. International Use

Data may be transferred to and processed in Malaysia or other jurisdictions with adequate data protection laws.

11. Updates to Policy

We may update this policy. Updates will be posted here and major changes notified via email or your dashboard.

12. Contact

BitSukuk Privacy Office
📧 privacy@bitsukuk.io
🌐 https://bitsukuk.io